Earn Your Vacation

Earn Your Vacation

Ok, here's my current struggle. Summer makes me want to travel, and unfortunately travel costs money...especially when you live in Western Canada. 

I talked about finding ways to "vacation" without spending as much as you normally would on a big vacation. However, today I want to talk about how you can budget to go on a big vacation every so often. 

1. Paychecks

Budgeting can be tough, the need for money asap can overpower the need to save for future endeavours. A great idea is to have your bank automatically place a portion of your pay checks into a savings account. This will take the money out of your hands and put it somewhere safe.  I think being able to see a dollar amount makes you feel like it's ok to access it. If you start placing the money into a savings account that you can't touch, it will really help! 

Chevron Tights

2. Set a Timeline using a Calendar

I have always been huge on timelines. Maybe it's the visual aspect that I find helpful or the ability to cross off dates that I find satisfying. Either way, I find it really helpful to use a calendar and set goals for myself. For example, I have until "a set date" to save "x" amount of money, meaning each day I need to be setting aside $_____. Draw it up on a calendar and write down whether or not you are on track! 

Tights boots

3. Cut Down on Random Expenses

When I feel like my bank account is being drained, I like to take a look at what I am actually spending money on. You can use your online banking to take a real look at where your money is going. If there are monthly expenses that you pay, and don't use, why not get rid of them. Random subscriptions, memberships, etc. Take that amount and put it into your savings account instead each month. You'll find that the numbers will add up quickly! 

Denim jacket

Use these 3 simple pointers and you'll be set to go on vacation in no time!! 

Have any other ideas for me?

Reinvent Your Wardrobe

Reinvent Your Wardrobe

My Style Plan with Frank and Oak

My Style Plan with Frank and Oak